The Home Improvement Loan Program from the Dakota County CDA assists low- and moderate-income homeowners with repairs and improvements. Eligible projects include roof and furnace replacements, window and siding upgrades, electrical and plumbing repairs, and more.
Loan Features
- 0% Interest
- No monthly payments
- Repayment due upon ownership change or if you move from the property. Repayment may also be required if you refinance or take out a home equity loan.
- Loan amounts: $15,000 minimum, $35,000 maximum
Common Eligible Projects
- Window and siding replacement
- Furnace replacement
- Electrical and plumbing repairs
- Insulation improvements
- Accessibility modifications, such as ramps or bathroom and kitchen adjustments
Eligibility Requirements
To qualify, applicants must:
- Own their home
- Have sufficient equity in the property
- Maintain a satisfactory credit history
- Meet the program’s gross annual income limits (see the CDA website for details)
Questions? Contact the Dakota County CDA at 651-675-4462.
For more details or to apply, visit the Dakota County CDA’s Home Improvement Loan Page.